Mortgage Loans with Grand River Bank


We realize everyone's needs are different. Whether you’re looking to buy or build your first home, finance a vacation home or lower the interest rate on your existing home loan, we have a product designed specifically to fit your needs..
Let us finance your dream home, vacation home or investment property.

Conventional Products:

• Starting with as little as 3-5% down

• Jumbo and adjustable rate mortgage options available

USDA/Rural Housing:

• No-money-down for borrowers in eligible areas

• Low-and-moderate-income eligibility

• Fixed-rate mortgage loans

FHA/VA:

• 3.5% down to $0 down with these government programs

• Expanded debt-to-income ratio option

• Fixed-rate mortgage loans

• Flexible credit guidelines

Lower your rate or get cash out of your home.

We offer a variety of programs to help lower your monthly payment or get cash out of you home:

Conventional (Fixed Rate and ARMs)

Government Loans (VA, FHA, RD)

HARP – Relief Refinances

Non-Conforming

Jumbo

Please contact a Grand River Bank Mortgage Loan Officer to discuss your specific situation.

Build your dream home or vacation home. We can help you build your home with a construction loan with as little as 10% down. We offer the option to close on both your construction and permanent loan at one time with a choice of variable or fixed rate.

Grand River Bank has options for you if you are looking to purchase vacant land to build your home.

Our local underwriting and local draws make it easy for you and your builder to move quickly through the construction process.

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Let one of our experienced loan officers fit you with the right mortgage product!

We understand that buying a home for the first time can be very confusing and we are more than happy to walk you through the home-buying process. Whether you are looking to get pre-approved or need help with examining your credit or budget, we're eager to help you through the process.

With over seventeen years of experience in all facets of the mortgage business, I provide my customers with a very hands-on and supportive experience. Doing so makes the often-complex mortgage process more comfortable and efficient.

I love working with customers and establishing long-lasting relationships with them. Helping people realize their dream of owning a home is a special responsibility and a unique pleasure. It’s my good fortune to have that experience every day.

Email: stacey.beers@grandriverbank.com

Direct: 616-648-5804

NMLS # 133262

During more than a dozen years as a mortgage lender, it’s been my privilege to help hundreds of West Michigan families buy their first home, build their dream home, or refinance their mortgage. Committed to delivering superior products and an outstanding experience, I listen actively, offer solutions custom-tailored to fit each situation and communicate thoroughly.

I’m proud to be a mortgage lender and passionate about helping people achieve their overall financial goals. I look forward to putting my experience and passion to work for you.

Email: rusty.darter@grandriverbank.com

Direct: 616-259-1311

NMLS # 413987

Most individuals think about mortgage financing a few times during their life. I think about it every single day. Your decision to purchase or refinance a home is an important one. Of equal importance is the selection of a skilled and knowledgeable mortgage lender to guide you through the financing process. I work diligently and enthusiastically with customers to create an enjoyable, valuable and memorable experience. Allowing me to assist you assures that you are entrusting one of the largest financial commitments of your life to a highly qualified and experienced mortgage lender.

I believe that people do business with people because they choose to, not because they have to. We can always find others doing the same thing or selling the same product. It’s the personal connection that makes the difference!

Email: tim.mcaleece@grandriverbank.com

Direct: 616-929-1635

NMLS # 473999

I have worked in the mortgage industry for over 25 years and have helped thousands of clients purchase, build, and refinance their homes. I make it a priority to communicate with, advise clients, and oversee the loan process from origination through closing. When borrowers come back 2, 3 or 4 times and refer family and friends, then I know I have accomplished my goal of treating clients with integrity and exceeding their expectations. So, if it is purchasing the home of your dreams, building a new custom home, or refinancing your existing home, I am here to provide you with superior service.

Email: scott.jongsma@grandriverbank.com

Direct: 616-259-1321

NMLS # 728225

With more than ten years of client care experience, I’m passionate about serving others and building meaningful relationships. I understand the importance of superior service and I hold myself to a high standard.

Clients have a variety of needs, ranging from simple to complex. It’s my responsibility – and my pleasure – to offer advice, suggest alternatives and provide encouragement. In the process, my role is to serve as an advisor, an educator and an advocate.

An experienced banker, I take pride in providing the best deposit, investment and lending options to help my clients achieve their financial objectives. Doing so is rewarding to me and meaningful to those I serve.

Email: emily.mceldowney@grandriverbank.com

Direct: 616-929-1617

NMLS # 704543

Email: peggy.jasper@grandriverbank.com

Direct: 616-929-1621

NMLS # 627195

Grand River Bank has a variety calculators to help you make sound financial decisions. Interactive calculations make our calculators stand out.

Please click here for our calculator