PERSONAL DEPOSITS

WE HAVE A SOLUTION THAT FITS YOUR NEEDS

FLEXIBLE. RESPONSIVE. INNOVATIVE.

ACCOUNT TYPE	DESCRIPTION	MINIMUM BALANCE	ACCOUNT BENEFITS
PERSONAL	Traditional checking account	None	Monthly fee waived with Direct Deposit Unlimited transactions
PERSONAL	Our basic non-interest bearing checking with no minimum balance requirement, no monthly service charges. Requires direct deposit of payroll, Social Security or other recurring payment. Includes unlimited check writing, free online banking, with 20 free bill payments per statement cycle, and Visa® ATM/Debit card usage.
PERSONAL NOW	Interest-bearing account with low minimum balance requirement	$500 daily average	Interest-bearing Unlimited transactions ATM surcharge waiver of $10/month
PERSONAL NOW	Interest-bearing account with low minimum balance requirement$500 daily averageInterest-bearing Unlimited transactions ATM surcharge waiver of $10/month Offers competitive variable interest rates on all balances. Includes unlimited check writing, free online banking and unlimited bill payment, and Visa® ATM/Debit card usage.
PREMIUM	Interest-bearing account with the convenience of a checking account and the earning power of a savings account	$5,000 daily average	Tiered Interest Unlimited transactions Free Cashier Checks, Money Orders, Stop Payments, ATM transactions
PREMIUM	Combines premium interest rates on tiered balances with unlimited check writing, free online banking and unlimited bill payment, free Visa® ATM/Debit card usage and free checks.

ACCOUNT TYPE	DESCRIPTION	MINIMUM BALANCE	ACCOUNT BENEFITS
PERSONAL STATEMENT	Traditional savings with low minimum balance	$500 minimum daily	Interest-bearing Pre-authorized debits per month Online and mobile banking
PERSONAL STATEMENT	This savings account is ideal for smaller account balances and first-time savers.
PREMIUM STATEMENT	Traditional savings with a tiered interest rate for higher balances	$5,000 daily average	Tiered Interest Rates Pre-authorized debits per month Online and mobile banking
PREMIUM STATEMENT	Designed for customers who have higher balances and want to earn higher interest rates on tiered balances.
MONEY MARKET	A money market checking with limited transactions	$10,000 daily average	Tiered Interest Rates Limited check writing privileges Online and mobile banking
MONEY MARKET	A grand combination of liquidity and yield.
CD’S	Improves earning power of excess funds	$1,000 minimum to open	Tiered interest rates based on term
CD’S	For maximum investment earnings potential over time, Certificates of Deposit are available with fixed rates and flexible maturities, with terms of 3-60 months. Early withdrawal penalties may reduce earnings.

NEED MORE? WE OFFER CUSTOMIZED PLANS TO FIT YOUR BANKING NEEDS.

ADDITIONAL SERVICES AVAILABLE

APPLE PAY® and GOOGLE PAY™

On your Apple or Android phone, add your Grand River Bank Debit Card to your phone’s wallet! Once you’ve added your card, you can start using Apple Pay® or Google Pay™ .

ONLINE BANKING

24-hour access to your account

BILL PAY & Zelle®

Pay bills or people electronically through online banking or mobile device

MOBILE BANKING

Access your accounts and make deposits from your mobile device

E-STATEMENTS

Online statements with check images

BANK BY MAIL

Use our free, postage-paid, bank-by-mail envelopes to make deposits or payments

NIGHT DEPOSITORY

Use our free night depository for your after-hours deposits

DEPOSIT SERVICES

Checking, Savings & CD’s

AUTOMATIC PAYMENTS

Set up auto payments from your Grand River Bank account or any other bank account

CASH MANAGEMENT FOR BUSINESS

ACH, Remote Deposit Capture, Sweep Accounts, and Wire Transfers

MERCHANT SERVICES FOR BUSINESS

Use our preferred merchant services for your debit and credit card processing

COURIER FOR BUSINESS

Let the Bank come to you

VISA DEBIT / ATM CARD WITH CARDVALET

Convenient access to your funds anytime and instant notification of your activity with CardValet. Turn your card on and off and restrict where it can be used quickly.